Today I paid off one of my two credit cards in full and put a payment plan into motion on the other. Both companies actually made settlement plans with me and I was able to pay half of one balance and they considered that a settled amount. The other company reduced my total by 25% with a 25% down payment (i.e. if I paid $500 today they would reduce the entire debt by $500) and then set up a monthly auto-debit in the amount I specified. In order to take advantage of this I have seriously stressed my budget between now and Dec. 10 (my next pay date after rent is due on the 1st) but I figured it was worth it to save money in the long run…at any rate, not being able to pay credit card debt is a major stress and I am glad to know I have things under control and the credit card companies know I’m on it! I was reading this article this morning and it made me realize how lucky I am to have found my job! So many are struggling just to find a job and I know how they feel! I also realized how lucky I am, in this economy where people are taking whatever they can get in both salary and office environment, to have found a job where I like the people and the environment and am making more money than I expected!
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Daily Menu:
Daily Purchase:
Breakfast
Endive
2 potatoes
Chicken Leg/thigh
Total Spent: $8.57 (amazing, two croissants and a cup of coffee cost $5.85 while an endive, two potatoes and chicken only cost me $2.72! One of the croissants was for M by the way…I didn’t eat two croissants by myself. Though I love them so much that I could!)
Breakfast: Due to my late night w/M I slept in this morning and had to purchase breakfast out. Croissant and coffee w/cream
Lunch: Leftover ravioli w/pumpkin-sage cream sauce; 1/4 apple and half banana (leftovers from yesterday’s breakfast and lunch); water
Afternoon Break: None
Dinner: Salad of endive and avocado w/tangerine vinaigrette; roasted chicken leg/thigh and mashed potatoes; red wine
Dessert: None as I was much too satisfied!
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What I Wore:
Tweedish slacks by Ann Taylor
Black Cashmere Turtleneck by Banana Republic
Black Boots by Aldo
Red Cashmere scarf from J. Crew
Diamond Studs
Black Gucci Handbag
Black Sunglasses
Black Wool Coat by Braeton
Jeans by Ann Taylor
Grey Slacks by Ann Taylor
Breakfast: Bagel w/cream cheese and coffee w/cream (I slept in this morning as I stayed up until midnight last night finishing my book!)
Brown Slacks by Ann Taylor
Jeans by Ann Taylor
Grey Wool Trousers by Ann Taylor *
Black Skirt by Banana Republic
Tweedish Slacks by Ann Taylor
Lunch: Peanut butter and banana sandwich; pirates booty; water
Brown Slacks by Ann Taylor